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Understanding Microcredit Interest Rates in East Asia | CGAP

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15 Apr Giving the poor access to affordable financial services enables them to seize livelihood opportunities, manage cash flow spikes, and mitigate risks.

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20 Dec Download citation | Microfinance in the | The use of financial services as a development tool has taken a variety of forms over the past 25 years-rural credit schemes offering heavily subsidised loans to poor farmers, microfinance organisations providing working capital loans to predominatel.

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Description:As explained in the methodology, the sample used for the research focuses on microlenders that aim at becoming sustainable. Digital technology has emerged as an important driver of innovation, competitiveness and growth in microfinance. As such, time that could have been used more productively is spent managing this risk. Greater Focus on the Poor Key to Effectiveness of Microfinance in Asia and the Pacific Other trends in microfinance include greater attention to consumer protection and financial education, and renewed emphasis on the social mission of the industry.

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